jacobxu666 a53b228f0b fix: 退出登录与云闪付入口统一清理账号缓存,避免串号与脏数据
1. 新增 common/account.js,集中维护账号级本地缓存 key(token/phone/isAuth/hasWin/cardNumber/expiresTime/rightsCount/totalValueFen/authFlowStarted/authName/authIdNo),定位 lng/lat 属设备信息不清

2. 我的页退出登录原来只清 token/phone,权益缓存残留会被下一个账号当成自己的数据展示(权益页首屏读这些 key 兜底,且无手机号时 refreshStatus 不会刷新)

3. 首页云闪付入口是免密换人,进入前先清上一个账号的会话与权益缓存,否则请求仍带旧 accessToken,后端会话优先会把上一个账号的数据返回给新用户
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