diff --git a/src/packages/user/pages/index/index.vue b/src/packages/user/pages/index/index.vue
index ea4a150..6be9554 100644
--- a/src/packages/user/pages/index/index.vue
+++ b/src/packages/user/pages/index/index.vue
@@ -1,3 +1,190 @@
 <template>
-  <view><text>页面占位 - 后续任务实现</text></view>
+  <view class="page">
+    <!-- 顶部标题区 -->
+    <view class="header">
+      <text class="header-title">湖南12301文旅专区</text>
+    </view>
+
+    <!-- 宫格功能入口 -->
+    <view class="grid">
+      <view class="grid-item" @click="goTo('/packages/user/pages/card/list')">
+        <view class="grid-icon" style="background: #E8F0FE;">
+          <text class="emoji">🎫</text>
+        </view>
+        <text class="grid-label">购买年卡</text>
+        <text class="grid-desc">多种卡种可选</text>
+      </view>
+
+      <view class="grid-item" @click="goTo('/packages/user/pages/card/bind')">
+        <view class="grid-icon" style="background: #FFF3E0;">
+          <text class="emoji">📱</text>
+        </view>
+        <text class="grid-label">激活/绑定</text>
+        <text class="grid-desc">激活已购年卡</text>
+      </view>
+
+      <view class="grid-item" @click="showComingSoon">
+        <view class="grid-icon" style="background: #E8F8F0;">
+          <text class="emoji">🏔️</text>
+        </view>
+        <text class="grid-label">景区预约</text>
+        <text class="grid-desc">预约入园时间</text>
+      </view>
+
+      <view class="grid-item" @click="showComingSoon">
+        <view class="grid-icon" style="background: #FCE4EC;">
+          <text class="emoji">📋</text>
+        </view>
+        <text class="grid-label">我的记录</text>
+        <text class="grid-desc">预约/使用记录</text>
+      </view>
+    </view>
+
+    <!-- 推荐年卡 -->
+    <view class="section">
+      <view class="section-header">
+        <text class="section-title">推荐年卡</text>
+        <text class="section-more" @click="goTo('/packages/user/pages/card/list')">查看全部 ›</text>
+      </view>
+
+      <view v-if="cardStore.loading" class="loading">
+        <text>加载中...</text>
+      </view>
+
+      <view v-else-if="cardStore.cardList.length === 0" class="empty">
+        <empty-state icon="🎫" text="暂无年卡" />
+      </view>
+
+      <view v-else>
+        <card-item
+          v-for="card in displayCards"
+          :key="card.id"
+          :card="card"
+          @click="goToDetail"
+        />
+      </view>
+    </view>
+  </view>
 </template>
+
+<script setup lang="ts">
+import { computed } from 'vue'
+import { onShow } from '@dcloudio/uni-app'
+import { useCardStore } from '../../../../store/card'
+import CardItem from '../../../../components/card-item.vue'
+import EmptyState from '../../../../components/empty-state.vue'
+import type { CardInfo } from '../../../../api/types'
+
+const cardStore = useCardStore()
+
+// 首页最多展示 3 张年卡
+const displayCards = computed(() => cardStore.cardList.slice(0, 3))
+
+onShow(() => {
+  cardStore.fetchCardList()
+})
+
+function goTo(url: string) {
+  uni.navigateTo({ url })
+}
+
+function goToDetail(card: CardInfo) {
+  uni.navigateTo({ url: `/packages/user/pages/card/detail?id=${card.id}` })
+}
+
+function showComingSoon() {
+  uni.showToast({ title: '即将上线，敬请期待', icon: 'none' })
+}
+</script>
+
+<style scoped>
+.page {
+  min-height: 100vh;
+  background: #f5f5f5;
+}
+
+.header {
+  background: #4A90D9;
+  padding: 40rpx 30rpx 30rpx;
+}
+
+.header-title {
+  font-size: 36rpx;
+  font-weight: bold;
+  color: #fff;
+}
+
+.grid {
+  display: grid;
+  grid-template-columns: 1fr 1fr;
+  gap: 16rpx;
+  padding: 20rpx;
+  margin: -20rpx 16rpx 0;
+  background: #fff;
+  border-radius: 16rpx;
+  position: relative;
+  z-index: 1;
+}
+
+.grid-item {
+  display: flex;
+  flex-direction: column;
+  align-items: center;
+  padding: 24rpx 0;
+}
+
+.grid-icon {
+  width: 100rpx;
+  height: 100rpx;
+  border-radius: 20rpx;
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  margin-bottom: 12rpx;
+}
+
+.emoji {
+  font-size: 44rpx;
+}
+
+.grid-label {
+  font-size: 28rpx;
+  font-weight: bold;
+  color: #333;
+  margin-bottom: 4rpx;
+}
+
+.grid-desc {
+  font-size: 22rpx;
+  color: #999;
+}
+
+.section {
+  padding: 20rpx;
+}
+
+.section-header {
+  display: flex;
+  justify-content: space-between;
+  align-items: center;
+  margin-bottom: 16rpx;
+}
+
+.section-title {
+  font-size: 30rpx;
+  font-weight: bold;
+  color: #333;
+}
+
+.section-more {
+  font-size: 24rpx;
+  color: #4A90D9;
+}
+
+.loading {
+  text-align: center;
+  padding: 60rpx;
+  color: #999;
+  font-size: 28rpx;
+}
+</style>